Queensland businesses warned against operating without workers' compensation insurance

Queensland businesses warned against operating without workers' compensation insurance

WorkCover Queensland reminds businesses that operating without workers' compensation insurance breaks the law. Every Queensland business must have workers' compensation insurance for staff, regardless of how many people they employ.

During October, WorkCover Queensland conducted site visits at more than 200 businesses across southeast Queensland and Cairns. Inspectors found that 31 per cent of these businesses had no workers' compensation insurance in place.

Majority Comply, But Gaps Remain

WorkCover Queensland said, "While the majority of Queensland employers do take out the right level of cover, any business that employs even one worker in Queensland without adequate insurance is breaking the law."

This statement highlights a clear gap: most Queensland business owners hold a valid policy, yet a significant portion still operate without one. Such non-compliance places both employers and staff at unnecessary risk.

Why Coverage Matters

WorkCover Queensland stated that firms lacking a workers' compensation policy for their staff put employee health and safety in jeopardy. Without appropriate insurance, injured personnel may face delays accessing support, while business owners risk penalties for failing to meet legal obligations.

For further context on how the scheme operates, see our coverage of the Queensland workers' compensation scheme under review, plus updates on the new legislation enhancing Queensland's workers' compensation scheme.

Protecting Staff Beyond Insurance

Financial protection through compensation insurance forms only one part of a broader safety obligation. Employers should also consider seasonal risks — our guide on how Queensland businesses can protect workers as temperatures soar outlines practical steps for managing heat-related hazards.

Robust standard operating procedure templates can further support compliance efforts by giving teams clear, documented processes for daily tasks and emergency response.

Additional information from WorkCover is accessible here.